Borrowed capital
Borrowed capital is capital that in contrast to the Equity (own capital) comes from external investors. It is provided for a limited time at a given interest rate.
Term
The term of a subordinated loan offered at iFunded begins on the first day after the end of the funding on the platform, and lasts until the repayment of the initial investment to investors. Interest is either paid during the term or paid in full at term maturity.
Loan-to-Value (LTV)
The Loan-to-Value is the ratio of funding to the actual value of the real estate property. It thus indicates the debt ratio. The lower the LTV, the less risk there is investing in the property.