What is the maximum I am allowed to invest?
As Individuals (natural persons): As a natural person you can invest EUR 1,000 or resp. EUR 10,000 as a maximum, as long as you can confirm that you have freely available assets in the form of bank deposits and financial instruments of at least EUR 100,000, or that the amount of the loan does not […]
What are the tax implications for my profits from the investment?
According to § 20 Einkommensteuergesetz (EStG) the profits made from loans for natural persons who are fully taxable in Germany and hold loans as private assets, must be taxed accordingly as income from capital assets. Taxation changes when it comes to legal persons, or the loan is not held privately but as business assets. Detailed information […]
How does the platform make profit?
The iFunded platform receives marketing fees from the project developers. These include a one-time fee per project and ongoing fees depending on the duration of the project. These marketing fees cover our costs for the mediation, counselling and support of investors.